The tables have turned, and now homeowners have on their side almost the same amount of technology that insurance companies have. Ever had property damage happen to your home after a real ugly thunderstorm? Some damage from flooding? You no longer need to call a public adjuster to estimate the amount of damage, let MySmartClaims.com help you!

Homeowners now have a new tool to help them recover additional property claim settlements.  MySmartClaims.com is an estimation tool that allows those with an insurance claim to evaluate whether they have been given an appropriate settlement payment subsequent to damage sustained from events such as kitchen fires, broken pipes, or strong winds or hurricanes and other catastrophic events.

In the course of one hour, the tool allows owners to answer questions about the damage from an easy to use form based on information by the insurer. MySmartClams.com then creates an estimate and calculates the true costs for restoration and provides additional forms that the user can use to recover more money.

The new estimator program can also help assess damages from hurricanes. By using MySmartClaims.com, homeowners can quickly file a claim after a storm and receive payment without having to wait for an adjuster.

“Many people short themselves and don’t know it,” said Carlos V. Freyre, Managing Director of MySmartClaims.com while describing the new software. “This levels the playing field and helps them maximize their recovery. Insurance companies already have these kinds of tools. This is the first one designed for homeowners and it’s been developed by insurance and financial professionals.”

Before MySmartClaims.com, homeowners could either accept the insurer’s estimate or hire a public adjuster, who would charge anywhere between 10 and 40 percent of the claim. Homeowners pay a flat fee of $299 for using MySmartClaims.com,which is much less than the cost of a public adjuster.  Furthermore, MySmartClaims.com will return this fee if the consumer does not recover more than this amount by using the service.

“Most people don’t have the tools to negotiate with insurance companies,” explained Freyre. “One of our users said it was like a poker game where you never got to look at the cards. Now, this on-line recovery tool is available to anyone. And with today’s economy, the money it reclaims is more valuable than ever. Insurance commissioners should endorse this consumer tool.”

This entry was posted on Monday, June 30th, 2008 at 9:28 am and is filed under For Home Buyers, For Home Sellers, Home Improvement & Maintenance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.